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What Data Frameworks Enable Rapid Decision-Making for Deal Approvals, Like Lighter Capital's 20-Minute Term Sheet?

Anyone familiar with data-frameworks/models/tech that allows faster decision making on a ‘go’/‘no-go’ on the numbers for deals? Kind of what folks like Lighter Capital are doing (20 minute term sheet)
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Lighter Capital is not really VC. They are a bank. If you are planning on building a systematic investment type of fund, take a look at Right Side capital’s process:

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