The JOBS Act, passed in 2012, indeed made it easier for startups and small businesses to raise funds by easing some of the securities regulations. One of the key provisions allows for equity crowdfunding, enabling companies to raise money from retail investors. However, there are specific rules and limitations, such as caps on how much can be raised and how much individuals can invest based on their income or net worth. For detailed guidance, consult the Investopedia link or a securities attorney.